Attention homeowners: Real estate appraisal services for in Destin and Okaloosa County

Check out the top seven reasons why FL homeowners order from Craig Lee Faust:

  1. Get a pre-listing appraisal (whether they're selling the home themselves or using a real estate agent)
  2. To challenge a FL property tax assessment
  3. To lower their mortgage payment by removing PMI
  4. Reinstate their Home Equity Line of Credit (or HELOC)
  5. To review another appraiser's report for verification
  6. In the case of a FL divorce, where property needs to be divided
  7. To settle an estate in Okaloosa county or FL by determining the true market value of real estate in question

Do you own a house in or near Destin? Do you need help deciding the price of your real estate?
Contact Craig Lee Faust.

We at Craig Lee Faust understand the particular needs of a homeowner seeking appraisal services. Our regular business clients understand the appraisal process and the standard "products" we deliver to them. As our client, you'll receive extra guidance and explanations through the appraisal process to more fully understand what we do and how we document our conclusions.

For Sale By Owner/Pre-Listing Services

It's very hard to be objective about your house because you probably have an emotional attachment to it. Our professional appraisers at Craig Lee Faust are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is a very valuable negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your house will attract many interested buyers. It gives you something tangible to show your buyer. It's an independent third party's opinion of your property's price, and not just you saying how much you think your home is worth. Potential buyers assume you have an emotional attachment to your home and will be far more likely to give credibility to a seasoned appraiser's value judgement than yours.

PMI Removal Appraisals

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a fashionable money saver for homeowners. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your home. In most cases you can apply to your lender to have the PMI removed from your loan. We are qualified in helping clients just like you rid yourselves of unneeded PMI insurance.

Challenging property tax assessments

If you live in an area that is going down or not appreciating as much as other homes close by, your local tax assessor may have your house overvalued. That only means you are going to pay more taxes than you should. The earlier you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. An expert appraisal from Craig Lee Faust is your chief weapon when contesting your property tax assessment.

Recently got a freeze your HELOC?

Even if your specific property has not declined in value, your lender may just decide to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area. This can this be difficult and inconvenient from a cash flow standpoint, and damaging to your credit score since it may appear as though that credit line is maxed out. Craig Lee Faust can provide you with a professional appraisal that will help you reinstate your home equity line of credit.

We Also Offer Field and Desktop Appraisal Review Services

Do you need a seasoned appraiser to double-check your appraisal for preciseness, or do you want a second opinion without the added cost and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comps in question. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal you may have had done before. Even though this is usually requested by banks, you may desire to use this service if you suspect mortgage fraud related to your house.